Mortgage Specialist

Manulife - Halifax, NS (28 days ago)

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Are you looking for unlimited opportunities to develop and succeed? With work that challenges and makes a difference, within a flexible and supportive environment, we can help our customers achieve their dreams and aspirations.

Job Description

It's banking, the way it should be. At Manulife Bank & Trust, we believe banking products are an integral part of every Canadian's financial plan. As one of Canada's youngest banks, we are growing at an unprecedented rate!

We are looking for a customer-focused, team player with banking experience for a full-time Mortgage Specialist position.

As the successful candidate, you will demonstrate a superior commitment to meeting customer needs by providing prompt, accurate service and processing to existing clients requesting to make changes to their mortgage. This position plays an important role in the establishment and maintenance of a strong customer relationship that supports the business’s client retention strategies.

Hours of Operation: Monday to Friday 9am-5pm AST or EST depending on location

Location: Halifax or Waterloo

Responsibilities:
Process and manage mortgage applications received in a professional, timely and accurate manner using the established credit policies and within established service standards
Review each client’s application and recommend solutions as appropriate
Follow up with clients, advisors and banking consultants regarding missing information or documentation
Respond and resolve inquiries from internal and external customers, via phone or email
Responsible to create and maintain strong internal and external working relationships
Support the movement to the culture of Customer Centricity and high performance within the company

Qualifications:
2-3 years’ experience in residential mortgages and mortgage underwriting practices
Strong knowledge of residential mortgage industry, rates, fees and terms
Solid knowledge of the various changes clients can make to their mortgage account and the documentation and underwriting required for each.
Ability to read and interpret financial statements, understand the connection between income statement and balance sheet figures, calculate liquidity, debt service and leverage ratios and understand the implications of the proposed lending on the applicant’s financial statements.
Superior communication skills, both written and oral
Excellent interpersonal skills with proven ability to positively influence and negotiate
Excellent organizational/ prioritization skills and time management to successfully multitask in a high volume, rapidly changing work environment
Strong analytical and problem solving abilities
Strong attention to detail
In depth understanding of Manulife Bank’s products, processes and systems would be an asset
Sales background would be beneficial
Proficient computer and keyboarding skills
Bilingual French/English an asset

If you are ready to unleash your potential, it’s time to start your career with Manulife/John Hancock.

About Manulife
Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. We operate primarily as John Hancock in the United States and Manulife elsewhere. We provide financial advice, insurance, as well as wealth and asset management solutions for individuals, groups and institutions. At the end of 2018, we had more than 34,000 employees, over 82,000 agents, and thousands of distribution partners, serving almost 28 million customers. As of June 30, 2019, we had over $1.1 trillion (US$877 billion) in assets under management and administration, and in the previous 12 months we made $29.4 billion in payments to our customers. Our principal operations in Asia, Canada and the United States are where we have served customers for more than 100 years. With our global headquarters in Toronto, Canada, we trade as 'MFC' on the Toronto, New York, and the Philippine stock exchanges and under '945' in Hong Kong.

Manulife is an equal opportunity employer. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention and advancement and we administer all of our practices and programs based on qualification and performance and without discrimination on any protected ground. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will consult with applicants contacted to participate at any stage of the recruitment process who request any accommodation. Information received regarding the accommodation needs of applicants will be addressed confidentially.