What is the opportunity?
As a credit specialist supporting a high performing commercial banking sales team with portfolio management and compliance support you will contribute to an exceptional client experience by providing superior business, financial and credit advice. Your support as a strategic partner to the Commercial Account Manager managing the credit process will enable enhanced client-facing time.
What will you do?
Leverage superior business analysis skills to meet client expectations for credit requests and completion of annual reviews
Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client
Demonstrate RBC’s capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs
Demonstrate a commitment to teamwork and collaboration by coaching, mentoring and assisting colleagues to meet the needs of all clients
Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines
What do you need to succeed?
Proven track record in financial and credit analysis in support of exceptional client relationship management
Specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture etc.)
Minimum 3 years’ experience in commercial lending in a financial institution
Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines
Experience with emerging communications and technology (i.e., web based meetings, social media, digital banking, and mobile applications)
Assessment of risk and financial analysis, credit structuring/solutions and presenting the deal
Strong presentation and communication skills
Strong interpersonal and negotiation skills
Minimum post-secondary diploma/degree, ideally in Commerce, Business Administration or related experience
Accounting designation (CPA/CA/CGA/CMA) or Chartered Financial Analyst (CFA)
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation
Leaders who support your development through coaching and managing opportunities
Work in a dynamic, collaborative, progressive, and high-performing team
A unique opportunity for personal and professional growth