Senior Payment Risk Analyst

Paramount Commerce - Toronto, ON (30+ days ago)

Apply Now

Paramount has been at the forefront of financial technology innovation, and has become a trusted partner to hundreds of leading merchants around the world.

We enable merchants to access the global banking system for reliable and secure consumer financial data intelligence and payment processing.

Paramount originated in Toronto and has grown to include offices in, Vancouver, London, Malta, and Las Vegas.

We are a global team of smart, dedicated people committed to finding ground-breaking solutions to ecommerce challenges. We foster an inclusive, collaborative environment where all voices are heard, all people are respected, and all triumphs are celebrated. We also recognize that leading-edge innovation means doing things that have never been done before. Sometimes we’ll fail. That’s good, because we learn from failure, take what we learn, and move on to success.

We are seeking a Senior Payment Risk Analyst to join our Risk team. You will play an integral role in the preliminary risk operation/ risk assessment process. We're looking for a detail-oriented person with a passion for problem-solving, dashboard creation, and report building.

What will you do?

Support the strategic initiatives of the Risk Manager as part of the Second Line of Defense
Perform work in Fraud detection, investigation and transaction monitoring (FRAUD & AML) for our Canadian, EU and US products
Help design and implement Fraud and Risk procedures including creating mechanisms by which risk-appropriate adjustments can be incorporated within the risk/fraud management process to reduce potential losses
Conduct enterprise Risk Management & reporting: risk/control self-assessments, annual assessment reviews, and scenario analysis
Responsible for the completion of the Business Unit Risk Assessments and the development of Risk Mitigation Action Plans and strategies
Contribute to operational improvements to streamline procedures/processes and enhance service
Assist in the development of KRI and KPI framework
Utilize Agile Methodology to complete Risk/Fraud/Payment projects
Perform other duties as assigned to support cross-functional teams

You will have/be:
3-5 years of experience as a Risk Analyst within the financial industry (FinTech or Banking)
Bachelor’s degree in Risk, Business, accounting, finance, economics, data science or other analytical disciplines
Expert knowledge in the entire payment life-cycle (customer interface to final receipt)
Adept with front-end payment interfaces and back-end processes necessary for secure payment (EFT, Bill payment, ACH)
Knowledge of payment schemes rules and regulations
Able to make clear, diligent decisions based on multiple data points and risk factors

Proven ability to build strong relationships across the organization and possess
Excellent interpersonal and communication skills
An independent thinker who can work with little supervision
Advanced knowledge of Microsoft Office Suite, including Word, Excel
Investigative experience in financial crimes including money laundering (asset)
SQL language/programming (asset)

At Paramount, we celebrate diversity and know that our company is stronger with a multicultural team that brings different experiences and backgrounds to the job. We also know that your work team isn’t your only team. Work-life balance isn’t just something we say; it’s something we live.

Paramount welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.

Paramount Commerce takes great pride in our ethical and fair hiring practices. All individuals who are offered employment, whether directly or indirectly, are always required to go through a formal application and in-person interview process. We will never ask for money or payments from applicants at any point during the recruitment process.

To protect yourself, do not respond to unsolicited job offers from individuals or e-mail addresses, and never disclose any details about yourself (including personal or financial) to anyone you do not know or trust or on a website you do not trust.