Credit Risk Co-op

Loblaw Companies Limited - Toronto, ON (30+ days ago)

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25 York Street, Toronto, Ontario, M5J 2V5

President’s Choice Bank (PCF) is a wholly-owned subsidiary of Loblaw Companies Limited (LCL) and was established to promote President’s Choice Financial products and services across Canada. PCF is focused on providing everyday payment solutions and services that reward the everyday. It operates in the following segments:

Mastercard: The President’s Choice Financial Mastercard is offered and operated by President’s Choice Bank.
Insurance: Home and auto insurance are offered through affiliates and relationships with several insurance companies.
PC Optimum: All PC Financial payment card customers earn PC Optimum points that can be redeemed in participating Loblaw banner and Shoppers Drug Mart stores.
PC Services: this division of Loblaws Inc. operates in the same office location and includes The Mobile Shop and Gift Card businesses which are focused upon delivering convenience and exceptional value to LCL customers. Loblaws Inc. is a wholly-owned subsidiary of LCL.

LCL is Canada’s largest food distributor and has expanded into certain non-food categories, with operations across the country. LCL concentrates on food retailing with the objective of providing consumers with the best in one-stop shopping for everyday household needs.

PCF is an important business unit within LCL that manages and develops the products and service programs in order to improve the customer experience, maximize value, and provide a platform to enhance customer insights and relationships. PCF’s vision is vision is to make the everyday simple and better.

What you’ll do:
Extract, prepare and implement data for ad-hoc analysis and reporting using SAS and SQL queries.
Design an automation process for monthly and quarterly deliverables.
Participate in the analysis of business strategy impact on risk management models.
Create and track documentations for risk model, model reporting, and model analysis.
Help with the creation of a standard insight report for the executive team.
Potentially help with risk model changes, and risk model implementation.
Help with data migration and reinsurance data integrity.
Communicate with the ERM and the Finance team to create a monthly/quarterly required deliverables process.
Exploring with different customer data and brainstorm potential improvement to the existing risk models.

An academic focus in mathematics, statistics, risk management, or a quantitative discipline.
Familiarity with programming languages in either SAS, SQL, Python, Matlab, R or SPSS
Strong in MS Office, particularly in excel and PowerPoint (Pivot, Filter, VLOOKUP, etc.)
Detail oriented and an ability to propose creative solutions
Written & verbal communication skills

Knowledge of Risk Management and Retail Credit Products
Experience is statistical modeling
Previous experience with MS Excel VBA

Come and join a winning team who demonstrates innovation, energy, creativity and vision. We recognize the importance of a diverse workforce and we therefor encourage applications from Aboriginal Peoples, women, members of a visible minority and persons with a disability. We thank all applicants for their interest, however, only those selected for an interview will be contacted.

Number of Openings:

PC Financial recognizes Canada's diversity as a source of national pride and strength. We have made it a priority to reflect our nation’s evolving diversity in the products we sell, the people we hire, and the culture we create in our organization. Accommodation is available upon request for applicants and colleagues with disabilities.

In addition, we believe that compliance with laws is about doing the right thing. Upholding the law is part of our Code of Conduct – it reinforces what our customers and stakeholders expect of us.