Mortgage Underwriter

My Mortgage Auction - Victoria, BC (30+ days ago)

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We are a heavily technology focused mortgage lender that has been in business for over 15 years. We use specialized lending products and services to meet the specific needs of our clients. The Mortgage Underwriter will work with the underwriting team to evaluate mortgage-lending opportunities. This involves valuing properties, interviewing clients and providing exceptional customer service.

Responsibilities:

  • Review new mortgage applications and determine needs; financial situations, credit history, credit worthiness and mortgage risk profiles
  • Make credit decisions and manage loans collaboratively with the rest of the team
  • Structure, negotiate and authorize mortgage details and conditions of the advance
  • Set the mortgage rate relative to appropriate market and risk
  • Research and evaluate residential real estate values
  • Work with clients to solve issues with their application
  • Generate new mortgage applications through established broker channels and referral sources
  • General office duties

About You

  • Three Years Minimum of Mortgage Underwriting Experience required
  • Preference will be given to candidates with previous experience in mortgage or real estate services
  • You have a passion to help people and enjoy building solid business relationships
  • Excellent verbal and written English communication
  • You are organized, goal oriented, decisive, and skilled in negotiating situations that provide mutual benefit and consensus between parties

ABOUT The Compensation

A competitive salary plus bonus program along with a wide range of employee benefits will be offered.

Job Type: Full-time

Experience:

  • Mortgage Underwriting: 3 years

Location:

  • Victoria, BC